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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Zopa I feel are a great modern financial company. They always inform of changes with products and services which is a bonus. Times have changed and I feel Zopa has changed with it which is great Reviewed on: 11th April 2023

Great card

An excellent card ! Very easy to use! Payments clear instantly. Reviewed on: 11th April 2023

Great

Zopa is a one of the wonderful experience is one of tge am using cards Great experience Thankfull to zopa Reviewed on: 11th April 2023

Fantastic product

No problems from start to finish in gaining this card. Sensible lending which is a bonus and I got a great deal too. Thank you. Reviewed on: 11th April 2023

Good service and very willing to help if needed, able to come to understanding and a good listening ear

Good customer service and willing to help were needed ,if I struggle with repayments they will come up with strategies to resolve the problem Reviewed on: 11th April 2023

Reliable

I have no regret getting Zopa credit card. Reviewed on: 11th April 2023

Very good

Quick efficient service , highly recommend Reviewed on: 11th April 2023

Highly recommend:)

Very pleased with the services provided by Zopa, I would definitely recommend using them and the app is very easy to navigate, clear concise information and convenient. :) Reviewed on: 11th April 2023

My flexible friend

Money when available and good rates Reviewed on: 11th April 2023

Excellent customer service

Excellent customer service all round good service and keeping customers updated Reviewed on: 11th April 2023

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