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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer care value for money

Excellent customer care value for money Reviewed on: 15th April 2026

Very good.

Very good. Easy to get hold of. Would like a review more often for a increase Reviewed on: 15th April 2026

Zopa has no hiden charges as far as i know.

Zopa has no hiden charges as far as i know.and the rates are calculated faily and are affordable. Reviewed on: 15th April 2026

Good company to be part of

No problem sorting out my application Reviewed on: 15th April 2026

Great experience eassy to do and very straight forward

Great experience eassy to do and very straight forward Reviewed on: 15th April 2026

Zopa card excellent service

Application was easy with a credit amount relevant to my situation to build up my credit rating .App it easy to use. Reviewed on: 15th April 2026

Best card around

Easy to understand your app and statement Reviewed on: 15th April 2026

I’ve had one issue which was fixed within an hour am...

I’ve had one issue which was fixed within an hour amazing service Reviewed on: 15th April 2026

Easy to use very professional and friendly

Easy to use very professional and friendly Reviewed on: 15th April 2026

Just so easy to use no hassle, I use account to tran...

Just so easy to use no hassle, I use account to transfer money and my credit card is great, everything sent to update me on spending as I spend and easy and clear to use Reviewed on: 15th April 2026

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