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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Does what it says on the tin

Found the app very user friendly and easy to obtain and understand. Basically it does what it says on the tin. Excellent service. Reviewed on: 6th March 2026

Not bad when I took new account very happy

Not bad when I took new account very happy Reviewed on: 6th March 2026

My experience so far with the credit card has been p...

My experience so far with the credit card has been positive Reviewed on: 6th March 2026

Very good online service.

Very good online service. Never had a bad experience with zopa Reviewed on: 6th March 2026

Brilliant card

Good to deal with simple app to use Reviewed on: 6th March 2026

Fantastic service, easy to use app

Fantastic service, easy to use app Reviewed on: 6th March 2026

App is easy to use and great customer service

App is easy to use and great customer service Reviewed on: 6th March 2026

The app works well you can now use on apple or googl...

The app works well you can now use on apple or google pay all in all very good Reviewed on: 6th March 2026

They have me credit card less than a year ago I've k...

They have me credit card less than a year ago I've kept up to date with payment always utilised my money never using more than 50% of my budget they have increased my limit which shows trust in their customers Reviewed on: 6th March 2026

Amazing service make llife great.

Amazing service make llife great. Quick. Money doesn’t take long. Next thing I ever did is get a credit card with zopa Reviewed on: 6th March 2026

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