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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing friendly efficient

What a lovely friendly company always happy to help and always do so efficiently and professionally thank you Reviewed on: 11th April 2023

Friendly ,helpful

This company is amazing helpful ,friendly easy to use . And keeps you up to date . Thank you zopa Reviewed on: 11th April 2023

Fair

Definitely don’t give you beyond your means. Easy to use. Very good Reviewed on: 11th April 2023

Helped me prove myself

All good services easy app an let me prove myself too them thank you Zopa Reviewed on: 11th April 2023

Great

Great card low apr not had any problems with any tranaction Reviewed on: 11th April 2023

Easy to keep track of your card with the app

Very easy to keep track with the app great way to bring your credit score up. Would recommend Reviewed on: 11th April 2023

Great card, great app

Helping me to rebuild my credit, easy to use app that helps me keep track. Couldn’t ask for better. Thank you Zopa. Reviewed on: 11th April 2023

Recommend Zopa

Easy to manage credit card through app. Overall recommend. Reviewed on: 11th April 2023

Simply the best

So easy to apply, customer service has been the best, my credit limit is managed very nicely which I appreciate, I am kept informed of any pending changes which is refreshi g the whole experience has been simply the best Reviewed on: 11th April 2023

Borrowing Power

A easy to use app that also helps you increase your borrowing by giving you things to do. By doing those tasks the review of your borrowing can increase your limit and will enhance your credit score. Brilliant tool to use Reviewed on: 11th April 2023

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