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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Superb service

An amazing company with great service. Reviewed on: 11th April 2023

Service

Excellent customer service and account accessibility… Reviewed on: 11th April 2023

Simple and effective

My whole process has been so easy to follow simple, never had any issues at all. The app is great with lots of useful features, a good range of offer, and a lot of useful resources. Reviewed on: 11th April 2023

It has great facilities

The Zopa credit card provided huge facilities where it it’s tremendous benefits Reviewed on: 11th April 2023

Friendly, helpful service

Any issues I have had get resolved in a efficient manner. The app is one of the easiest to use Reviewed on: 11th April 2023

Great product easy to use

Amazing product, I got originally to build credit it’s now my go to credit card.. the app is so easy to use and updates really quick and payments clear fast … Well done five stars Reviewed on: 11th April 2023

Zopa is the best

Zopa credit card has helped me a lot in difficult time , I would highly recommend it Reviewed on: 11th April 2023

Really fast and effective customer care

Really fast and effective customer care when applying for my credit card Reviewed on: 11th April 2023

Easy and fast

Zopa looks after its customers and really takes their financial account into consideration. Reviewed on: 11th April 2023

Amazing amazing amazing

Zopa is hands down my favourite credit card provider. The app is super easy to use. The customer service team is also amazing always spot on with the communication if you need help or are unsure about anything. Zopa always keep you in the loop about changes in interest rates or other information! I have told all my friends and family about Zopa they’ve probably had enough of hearing it!!! Reviewed on: 11th April 2023

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