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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Amazing

5
This company is amazing all about the customer and there needs Reviewed on: 11th April 2023
Jamesohagan2@ntlworld.com's avatar
[email protected]

Perfect

5
Great credit card provider, easy use app. 10/10 Reviewed on: 11th April 2023
Jon Richardson's avatar
Jon Richardson

Amazing

5
Amazing creditor and service always happy to help with any issues or queries Reviewed on: 11th April 2023
adambannerman@gmail.com's avatar
[email protected]

A great credit card company

5
Will never get rid of this card it's been fantastic for all occasions Reviewed on: 11th April 2023
Steve Tatum's avatar
Steve Tatum

Zopa

5
Beat card about, easy to apply, they very easy to deal, always helpful, Reviewed on: 11th April 2023
robert collins's avatar
robert collins

Excellent

5
Can't complain as it's one of the best credit card around. Slightly higher than usual APR but that's how they make their money. Reviewed on: 11th April 2023
Ed Hassan's avatar
Ed Hassan

Gr8

5
Very. Helpful and friendly service. Reviewed on: 11th April 2023
Christopher byng's avatar
Christopher byng

Fair and friendly

5
Zopa is a really good credit card to help build credit and gives a person a chance to prove that can be good with credit Reviewed on: 11th April 2023
Paul Herbert's avatar
Paul Herbert

Absolute joke of a company

1
Email you all the time with needing more information and then the customer service is a joke closing my credit card down soon because of the messing around this company is putting me though. Reviewed on: 11th April 2023
Daniel Mckeag's avatar
Daniel Mckeag

Best Credit Card Provider ever.

5
Zopa is simply the best. You can always count on them. Reviewed on: 11th April 2023
Rammy 's avatar
Rammy

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