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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

Amazing creditor and service always happy to help with any issues or queries Reviewed on: 11th April 2023

A great credit card company

Will never get rid of this card it's been fantastic for all occasions Reviewed on: 11th April 2023

Zopa

Beat card about, easy to apply, they very easy to deal, always helpful, Reviewed on: 11th April 2023

Excellent

Can't complain as it's one of the best credit card around. Slightly higher than usual APR but that's how they make their money. Reviewed on: 11th April 2023

Gr8

Very. Helpful and friendly service. Reviewed on: 11th April 2023

Fair and friendly

Zopa is a really good credit card to help build credit and gives a person a chance to prove that can be good with credit Reviewed on: 11th April 2023

Absolute joke of a company

Email you all the time with needing more information and then the customer service is a joke closing my credit card down soon because of the messing around this company is putting me though. Reviewed on: 11th April 2023

Best Credit Card Provider ever.

Zopa is simply the best. You can always count on them. Reviewed on: 11th April 2023

Simple credit card

Zopa credit card is a random card to build your credit rating, the app is so simple to use Reviewed on: 11th April 2023

Best travel companion!

Simply, won’t let you down! I do not leave it behind whenever on the move, even just to my high street stores….. Reviewed on: 11th April 2023

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