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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

This is the best

Zopa is the best for service. It's App is modern, secure and efficient. Payments are added quickly to my account They always keep me informed of my spending after every purchase. They are extremely friendly and helpful as well as being informative and useful. Reliability, Secure, Safe, they are the best. Reviewed on: 11th April 2023

Zopa is a great credit card and a great company

Had no problems using the card in shops and online Reviewed on: 11th April 2023

Zopa credit card

Very good company, they always support me with my financial problems! Reviewed on: 11th April 2023

Credit card

Zopa staff are really friendly, helpful, make time to listen, if you have a problem, there go above and beyond to help, Reviewed on: 11th April 2023

5 star service

Absolutely the easiest thing ive applied for very easy to use Reviewed on: 11th April 2023

Best card

Best card I have ever had don't need any other cards Reviewed on: 11th April 2023

Great company

Good app and great service from Zopa, never heard of them before but can't fault the service and app as a whole package. Would definitely recommend. Reviewed on: 11th April 2023

Tops just the best

Easy to use and very convenient Reviewed on: 11th April 2023

Great Service

Great service, team are always very willing to help. Never had any issues whatsoever with this company. 10/10 service Reviewed on: 11th April 2023

Great service

I love my zopa card it keeps me upto date with spending and payment dates. A great card and company Reviewed on: 11th April 2023

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