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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Very good company, they always support me with my financial problems! Reviewed on: 11th April 2023

Credit card

Zopa staff are really friendly, helpful, make time to listen, if you have a problem, there go above and beyond to help, Reviewed on: 11th April 2023

5 star service

Absolutely the easiest thing ive applied for very easy to use Reviewed on: 11th April 2023

Best card

Best card I have ever had don't need any other cards Reviewed on: 11th April 2023

Great company

Good app and great service from Zopa, never heard of them before but can't fault the service and app as a whole package. Would definitely recommend. Reviewed on: 11th April 2023

Tops just the best

Easy to use and very convenient Reviewed on: 11th April 2023

Great Service

Great service, team are always very willing to help. Never had any issues whatsoever with this company. 10/10 service Reviewed on: 11th April 2023

Great service

I love my zopa card it keeps me upto date with spending and payment dates. A great card and company Reviewed on: 11th April 2023

Best credit card

I have a good experience! .I can recommend it to everyone Reviewed on: 11th April 2023

Easy, simple,

Very easy to use, simple to do, always keeps you informed. Reviewed on: 11th April 2023

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