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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best credit card

I have a good experience! .I can recommend it to everyone Reviewed on: 11th April 2023

Easy, simple,

Very easy to use, simple to do, always keeps you informed. Reviewed on: 11th April 2023

Excellent service excellent product

I was looking for a new card and came across Zopa. I wad really impressed with the ease of applying. The app is excellent also. Reviewed on: 11th April 2023

Amazing

Great credit card! Easy to use and very clear Reviewed on: 11th April 2023

Great follow up service.

Always keeping me informed of my account status. Easy access on their app as well. Reviewed on: 11th April 2023

Card

Great card never had problem customer service is very good Reviewed on: 11th April 2023

Great card easy app

More than happy with my card and love the app to pay when I want Reviewed on: 11th April 2023

Good control of credit

They always ensure I am not missing anything and am paying on time Reviewed on: 11th April 2023

Good new to me credit card company

Ab To manage money more efficiently Reviewed on: 11th April 2023

Excellent

Excellent cred card with an app to accompany it, notification as soon as the card is used and all the information with in the app. Reviewed on: 11th April 2023

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