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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely great service would definitely recommend...

Absolutely great service would definitely recommend to family and friends Reviewed on: 6th March 2026

Excellent service from start to finish.

Excellent service from start to finish. Staff were professional, helpful and quick to deal with everything I needed. Communication was clear and the whole process was straightforward. Very pleased with the service and would happily recommend. Reviewed on: 6th March 2026

Quick and easy!

Quick and easy. No hassle and good communication from the customer service team, Would recommend to anyone Reviewed on: 6th March 2026

Easy to apply ,use card and also easy to pay.

Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

Very easy to speak too very professional

Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

Prompt efficient customer service. Reviewed on: 6th March 2026

Zopa has been a life line for me & my finances!

Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

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