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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

The best credit card around

5
So easy to set up quick results app is so helpful reminders to stop you over spending and to make payments off your bill good customer service I wouldn't personally go anywhere else Reviewed on: 11th April 2023
Michelle ball's avatar
Michelle ball

Fantastic

5
Easy app, great credit provider Reviewed on: 11th April 2023
Charlotte's avatar
Charlotte

Good

5
Very good Everything is fast Easy to use Reviewed on: 11th April 2023
Kraisee Nurakpakdee's avatar
Kraisee Nurakpakdee

Can find no fault with Zopa

5
Was very easy to apply and a great app with everything thing you need to know Reviewed on: 11th April 2023
Margaret Butler's avatar
Margaret Butler

Zopa Amazing

5
Great customer service. Excellent app, showing what is available to you. Which is easy to use, and straight forward Reviewed on: 11th April 2023
Jessica L Sim's avatar
Jessica L Sim

Good

5
Goood veri goot .................h Reviewed on: 11th April 2023
Paul Marin Mihai's avatar
Paul Marin Mihai

Excellent support with managing your finance

4
The have dedicated people who take their time to listen and reason with you to help you manage day to day financial problems. Reviewed on: 11th April 2023
Ezekiel Arhin's avatar
Ezekiel Arhin

Excellent service, excellent App, Excellent staff

5
1st class service at Zopa. The App is amazing and also has numerous tools to help you plan your finances much better. Quick response to application process and always willing to provide support. Absolutely 1st class. Reviewed on: 11th April 2023
David Preston's avatar
David Preston

Very good

5
The best card I have very good very good very good Reviewed on: 11th April 2023
James Cowan's avatar
James Cowan

Very helpful

5
The ability to see your borrowing power makes it easier to understand how Zopa sees you. Also making payments is easy as they let you have options on how much you want to pay above the minimum due Reviewed on: 11th April 2023
Chloe Carnage's avatar
Chloe Carnage

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