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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Have had my card for about 8 months and have never had a problem great service and very informative. Reviewed on: 11th April 2023

Excellent service

Excellent service would recommend to anyone looking for a trust worthy financial institution. Reviewed on: 11th April 2023

Great all rounder

Great credit card especially when aiming to build credit rating. Great credit limit that’s affordable too! Highly recommend Reviewed on: 11th April 2023

Great service and speedy

Zopa offer a great service and extremely helpful,transfers are also speedy,great customer service Reviewed on: 11th April 2023

Amazing service

Easy to use and friendly staff when I needed to speak to them Reviewed on: 11th April 2023

Affordable, flexible

Has helped me to save better, flexible and affordable repayments Reviewed on: 11th April 2023

Brilliant easy to use

Simple to use app and easy application Reviewed on: 11th April 2023

Great card great company would definitely recommend

They except most people with not so good credit rating, great company. Great interest rates etc Reviewed on: 11th April 2023

At last

At last I have found a credit card with a decent interest rate and an app that is SIMPLE. The app is user friendly and amazingly simple to use and monitor in seconds whilst being secure. Additionally when I lost my card a while back I had a replacement with me within 3 days. Reviewed on: 11th April 2023

Smart reliable

Smart reliable and approachable and easy to deal with Reviewed on: 11th April 2023

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