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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Absolutely Fabulous

Great company to deal with. Never had any issues. My online account is easy to manoeuvre and I would definitely recommend them xx Reviewed on: 11th April 2023

Excellent purpose and care

Splitting balance transfer and credit limit as well as being able to create credit buffers is a massive management help. App works perfectly and is very intuitive. Really good customer service. Reviewed on: 11th April 2023

One of best company to provide best credit card with experienced and friendly staff

I had really good experience since i got my credit card from zooa Reviewed on: 11th April 2023

Its alright

Good enough for people who needs their credit score building Reviewed on: 11th April 2023

ZOPA - Excellence

To date our experience with Zopa has been one of the best we ever had with a Credit Card company! Excellent service, always clear and helpful assistance, safe feeling that one's credit is firmly under control, with reminders and up-to-date communications. Reviewed on: 11th April 2023

Fantastic product

Zopa came to my rescue with a credit card that is sensibly credited to my needs. Very easy app on the phone helps me keep up to date with payments and information on my account. Thank you Zopa. Reviewed on: 11th April 2023

Simplicty

Hassel free process and interaction Reviewed on: 11th April 2023

Easy to use and navigate

Experience with Zopa has been amazing so far. I’m currently using the credit card and I have managed it very well so far and the app is very easy to navigate Reviewed on: 11th April 2023

Credit card

Very easy to use and keep tracking on the app.100% recommended. Reviewed on: 11th April 2023

No complaints

Easy to deal with, online portal works well Reviewed on: 11th April 2023

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