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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic company

Brilliant all round service .. easy to set up .. no complaints at all 5 stars Reviewed on: 11th April 2023

very good.

the suport behind are great,I understand you and help you Reviewed on: 11th April 2023

Excellent rates and service

Excellent company to have a credit card with, excellent rates and service Reviewed on: 11th April 2023

Clear communication

Zopa has got a very user friendly interface that is very comfortable for any user to use. They have created a significant impact in the industry while keeping their service top notch for their vulnerable users. I feel that Zopa has got the best communication among the industry. I love using a Zopa card and hope that the company will persist in giving same type of fantastic customer service. Reviewed on: 11th April 2023

Best credit card.

Very good credit card. We use the card for family shopping all the time. Reviewed on: 11th April 2023

I have had no issues with Zopa and I am very happy to use their card

Credit they gave me was affordable so I don’t go over what I can afford it is also easy to use the app and make my payment Reviewed on: 11th April 2023

Great credit for re-starting credit

Offered an opportunity to gain and build credit when others said no. Has proved a lifeline for the last 12 months. Reviewed on: 11th April 2023

Excellent servvice

Very clear and helpful with all aspects of finances Reviewed on: 11th April 2023

Easy app, easy account management

Easy to use app, clear statements. Reviewed on: 11th April 2023

Brilliant lender

I would highly recommend Zopa credit card. The app is so user friendly makes it easy to keep on top of your spending. They don't offer more credit than you can easily afford to pay back. Reviewed on: 11th April 2023

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