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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Helpful and friendly

The app is easy to use. The application is straight forward and customer service is very helpful and friendly. Reviewed on: 11th April 2023

Credit card

Very easy to get card even with bad credit history. Very pleased overall it gives you a chance to build your reputation back. Reviewed on: 11th April 2023

Excellent

Good all-rounder with no issuesit is what it is a good credit card to have Reviewed on: 11th April 2023

Best credit card

I rate Zooa credit card THE best credit card for two simple reasons. 1. I had poor credit for the last 8 years and was struggling to rebuild my credit. Zopa was the only card that accepted me and has provided the opportunity to rebuild my credit again and not feel like the lowest in the society. 2. Zopa is reliable, has great customer service, and lends affordable credit. I 100 percent recommend them. Thank you Zopa. You're simply the best Reviewed on: 11th April 2023

User friendly

Easy to use, easy to make payments. The app is laid out well and is very user friendly. Reviewed on: 11th April 2023

The Best!

Zopa has changed my life. It has helped when others turned away from my hour of need. Reviewed on: 11th April 2023

great credit card

love the services, recommended :) Reviewed on: 11th April 2023

Transparent

A very transparent and informative company, easy to use with great online facilities along with a simple and easy to use app. Reviewed on: 11th April 2023

Marvellous

Great company easy to deal with app is excellent Reviewed on: 11th April 2023

Great

Decent,easy to use and fair rates Reviewed on: 11th April 2023

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