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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

I have never had a problem with company app is easy to use Reviewed on: 11th April 2023

Great

Great first credit card,,, Easy to use and.. Great app Reviewed on: 11th April 2023

Good customer service ,ability to assist and useful information

Ability to assist and provide further assistance Reviewed on: 11th April 2023

Great Product

Zopa has been a very user friendly product and been easy to use Reviewed on: 11th April 2023

Great company

Really good communication, app is easy to use Reviewed on: 11th April 2023

Easy Application

Ease of application and with the app not hard to keep account in order Reviewed on: 11th April 2023

Good

It is a great credit card and repayment is easy to understand Reviewed on: 11th April 2023

Bit basic

Need to be able to add over the top banking or curve and Apple Pay otherwise I need to take the physical card with me. Reviewed on: 11th April 2023

Mr Iftikhar Ahmed

Good to ZOPA Credit Card very handy can use nearly everywhere good rates I am enjoying my ZOPA Credit Card. Reviewed on: 11th April 2023

Excellent

Excellent Card Services to the customer Reviewed on: 11th April 2023

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