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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great easy to use app and sign up

Very easy from applying to first spend. Would highly recommend App is also easy to use Reviewed on: 11th April 2023

The best

Easy no fuss Banking Company all to hand on you phone with excellent communication Reviewed on: 11th April 2023

Great credit card.

Very easy to set up a credit card for a young person; along with that the mobile app is very easy to use and sends notifications if there are updates and lets you analyse your spending. Reviewed on: 11th April 2023

Bad credit

After having bad credit I was really trying to rebuild it and start again ! This card really helped me understand how to do this Reviewed on: 11th April 2023

Zopa credit card

Very good credit card with great customer service support of needed.great mobile app as well. Reviewed on: 11th April 2023

Excellent

Great company and customer service Reviewed on: 11th April 2023

Excellent credit card

Would highly recommend this credit card to anyone Reviewed on: 11th April 2023

Great team

Great service and excellent customer support Reviewed on: 11th April 2023

Great communicators

I always know where I am with this company. They have boosted my confidence in credit cards and keep me posted every step of the way! Reviewed on: 11th April 2023

Great Flexible Balance Transfer Card

Easy application, reasonable interest rates and easy to use App for smooth and timely access. Would recommend to others. Reviewed on: 11th April 2023

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