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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy friendly service

Easy transactions with no fuss and always on hand to help 24/7 Simple application and quick response from beginning to end a pleasant to deal with company 5 star Reviewed on: 11th April 2023

Helping hand

I have been struggling to get a credit card due to my score, Zopa made that possible and it has helped me a lot. Reviewed on: 11th April 2023

Amazing company

Zoopa is without a shadow of a doubt the best service within the market. They sort to get me the best deal and I have been able to improve my credit rating whilst being able to spend sensibly. Their app is super easy to use and gives notifications meaning you can easily watch your spending and not miss payments. Reviewed on: 11th April 2023

Top card

Easy to use app good customer service and support. Reviewed on: 11th April 2023

Great

Great service and great company Reviewed on: 11th April 2023

Great credit provider

Interest rates are manageable and the app is very user friendly Reviewed on: 11th April 2023

Great app, easy to use

Great app that's easy to use, access, and get the relevant info required. Recommend to anyone looking for a simple UI and user experience Reviewed on: 11th April 2023

Good credit company!

So far so good company,not have any problems or issues recommend all my friends !! Reviewed on: 11th April 2023

Excellent Service

Great company, Clean efficient app, no complaints Reviewed on: 11th April 2023

Good

Very good absolútne spoločnosti ďakujem Reviewed on: 11th April 2023

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