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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The app!!

The app makes everything so easy. I’m autistic and I am absolutely awful at controlling my spending & bills. But the app makes everything so easy. It’s so simple & user friendly!! X Reviewed on: 11th April 2023

Great card

Great card and customer service Reviewed on: 11th April 2023

Great service

Brilliant app and so easy to use Reviewed on: 11th April 2023

Very good customer service and rates

This card helps to support me on my journey to improve my credit score. Reviewed on: 11th April 2023

Improved my Credit score

Amazing cars, got it through my credit score app and love it. Reviewed on: 11th April 2023

great credit card

I am using zopa for nearly a year easy to use great service witch allows to manage payment if in case you miss friendly customer services this is credit card service which will not leave you alone in hard times Reviewed on: 11th April 2023

Brilliant service

Always keep you update with new offer and limits Reviewed on: 11th April 2023

Very good card

The app is easy to use and manage your account recommend Reviewed on: 11th April 2023

Help me build up credit

Thanks to Zopa credit card for helping me build up my credit Reviewed on: 11th April 2023

Impressed

I missed a few payments due to circumstances beyond my control but never felt pressured by zopa to get back on track really impressed and would definitely recommend Reviewed on: 11th April 2023

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