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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

To be fair, Zopa is a good credit card provider.

To be fair, Zopa is a good credit card provider. Reviewed on: 15th January 2026

Great service highly recommended

Great service highly recommended Reviewed on: 15th January 2026

Good service good communication

Good service good communication Reviewed on: 15th January 2026

Always fair and up to date great service

Always fair and up to date great service Reviewed on: 15th January 2026

Zopa has given me the opportunity when no one else h...

Zopa has given me the opportunity when no one else has, they started me of with a small credit limit to start and kept there word to grow my limit, I have received constant communication for all aspects of my account. Reviewed on: 15th January 2026

Great credit card app easy to use everything is expl...

Great credit card app easy to use everything is explained.glad i joined ZOPA Reviewed on: 15th January 2026

5star zoopa

Everything is strait forward and easy to complete and processes completed quickly Reviewed on: 15th January 2026

It's got everything you need with this card and...

It's got everything you need with this card and very easy to use and would recommend this to family and friends Reviewed on: 15th January 2026

Easy application process no hassle with documentation

Easy application process no hassle with documentation Reviewed on: 15th January 2026

good customer service, easy app to navigate

good customer service, easy app to navigate Reviewed on: 15th January 2026

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