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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Easy to obtain no problems at all. Good way to build credit score and handy when required. Very good company Reviewed on: 11th April 2023

Top service

Never once had a problem with any service offered, app is really easy to use and straightforward and they are sensible with how much credit they let you take out. Would recommend if looking for a first credit card like I did Reviewed on: 11th April 2023

simple, effective and easy to work with

From initial application, to getting approval to being up and running was simple, quick with just the right amount of communication to ensure I was fully aware of what was going on without spamming me with too much. Reviewed on: 11th April 2023

Best credit card

The card is esay to use and you can manage everything on the app Reviewed on: 11th April 2023

Great company

Great company helped me start to build credit history back up. Easy app Great team Reviewed on: 11th April 2023

Good

Easy process and fast decision on application Reviewed on: 11th April 2023

Great

Easy to apply and easy to use, Customer service are great Reviewed on: 11th April 2023

Great service

Had great Customer service from Zopa staff anytime I have had to deal with them. Reviewed on: 11th April 2023

Zopa

I’ve never had a problem with Zopa Reviewed on: 11th April 2023

Excellent

Very helpful and easy to deal with Reviewed on: 11th April 2023

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