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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A good option for poor credit building.

Good card option to build credit if paid in full. Downside you can't set a direct debit only pay from a debit card or just as and when. I didn't want to use a debit card so limited options and dangerous way to have to pay on a high interest card. Reviewed on: 11th April 2023

Outstanding

Nothing short of brilliance. Never have I had issues like the other card providers. Always update me regularly Reviewed on: 11th April 2023

Best cc company

Friendly, easy and helpful. quick to solve and help any problems you have! Reviewed on: 11th April 2023

Amazing

Fair and good rates. Easy to apply Reviewed on: 11th April 2023

Easy to manage

Five star ………………….⭐️⭐️⭐️⭐️⭐️ ……. Reviewed on: 11th April 2023

Easy to use

A tremendous new card option. Would recommend for its mobile app. Reviewed on: 11th April 2023

Great

Great service, enjoy this support Reviewed on: 11th April 2023

Good customer service

Easy to use and a good quality and when paying back it instantly goes back on the catd Reviewed on: 11th April 2023

Excellent

Easy, friendly , informative - keeps me on track with spending and balances with ease. Easy payments and great customer experience - all round recommendation Reviewed on: 11th April 2023

Amazing service

Zopa really helped me build my credit up again, always friendly and informative, amazing service Reviewed on: 11th April 2023

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