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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Just so easy and efficient

I found the application and whole process from start to finish just easy Highly recommended Reviewed on: 11th April 2023

Great Credit provider

Easy to use app with no hidden charges Reviewed on: 11th April 2023

Simple and innovative

Very easy to use application and instant payments etc. Reviewed on: 11th April 2023

Superrrrrrzopa

Zopa love it and all the perks and tips you received on there website Reviewed on: 11th April 2023

Superb easy to manage Credit card

I got a Zopa Credit card and it's super easy to use and repay with the app! Really good easy Card management and plenty of notifications to keep you up to date on your spending. Reviewed on: 11th April 2023

Simple easy and don't allow debt!

It's absolutely great. The app on the go no over spending no taking too much credit then what you can handle customer service is lovely Reviewed on: 11th April 2023

Outstanding

I am with Zopa for last one year I really like their customer serviced you guys are really doing great work out their. Thank you Zopa and your app absolutely amazing . Good luck Reviewed on: 11th April 2023

Best credit card provided out there

I’ve had the credit card from Zopa for more than 1 year now and I can say that the service they provide is outstanding. I would recommend to whoever is looking for an affordable credit card Reviewed on: 11th April 2023

Simple but efficient

Great app and easy to use . Great customer service Reviewed on: 11th April 2023

The best

I'm really happy whit them. I have a credit card for 2 yers now but they are the best Reviewed on: 11th April 2023

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