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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app

Very easy and clear to use app, great customer service Reviewed on: 11th April 2023

Excellent Financial Institution

I have been with Zopa for a while, the company merited my appreciation for being a listening Financial institution, very helpful and supportive. They excel well in keeping their customers within a manageable credit limit and access your financial situation before increasing or decreasing your credit limit. Kudos to them. Reviewed on: 11th April 2023

Great for credit building

So many cards out there say no or charge a really high interest rate, not zopa. they're competitive easy to use and do regular checks on your needs and how they can help Reviewed on: 11th April 2023

Great card

Brillant card to have value for money and friendly staff Reviewed on: 11th April 2023

Fantastic app

App is super easy to use and credit cushion is a fantastic feature. Reviewed on: 11th April 2023

Simple

Simple and easy to use. Great app Reviewed on: 11th April 2023

Great

Great card reliable effective quick deposits and balances Reviewed on: 11th April 2023

Amazing Service

By far the best company I have been with with regards to a credit card. Reviewed on: 11th April 2023

Great service

Zopa has been very easy to use . The app is easy to follow has great services. I highly recommend Zopa ! Reviewed on: 11th April 2023

Easy, great customer service,

Consistent and easy to manage , great customer service. Always available to discuss services Reviewed on: 11th April 2023

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