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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic company

I love Zopa because you can put some of your credit aside for any unexpected bills and the app is easy to navigate also get first class customer service Reviewed on: 11th April 2023

Bad credit

Thai card has helped me no end, the app is brilliant with some great tips and tricks Reviewed on: 11th April 2023

Very good bank

Quick, easy to use and amaizing support Reviewed on: 11th April 2023

User friendly app

User friendly application, easy to use Reviewed on: 11th April 2023

Credit card

Great credit card, easy application & handy app. Reviewed on: 11th April 2023

They are good

The little problems that have , is that not update in the credit score to fast , in rest everything is perfect Reviewed on: 11th April 2023

5 star service always

Easy to use app, make payments and adjust credit limit. Reviewed on: 11th April 2023

Fantastic

Great service easy to use. Great offers Reviewed on: 11th April 2023

Helped Me Out In Time Of Need

I was in a pickle and Zopa was there for me through the thick of it. I am forever grateful to Zopa. Thank you Reviewed on: 11th April 2023

quick and easy

nice useful app, everything can be done in the app and had no issues since i joined them 2ys ago Reviewed on: 11th April 2023

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