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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant

So easy to see where you stand and make payments ! No hassle so easy best company Easier then Vanquis and capital ! Reviewed on: 11th April 2023

Amazing all the way

Zopa is miles above others out there. It's easy and straightforward. Reviewed on: 11th April 2023

zopa sweet

they helped me when no-one else would they have been both helpful and human. thankyou zopa Reviewed on: 11th April 2023

Very helpful and friendly team to talk with ..

Well, I couldn't believe it when zopa offer me a credit card loan .it was so easy to follow step by step information. Reviewed on: 11th April 2023

Great service

Very helpful quick and easy to use! Very to have come across Zopa! Reviewed on: 11th April 2023

Fantastic card

Had this card a while and its been great for me, easy to use, great app and helped my credit score. Reviewed on: 11th April 2023

First class

Absolutely pleasure to deal with. No problems easy app usage. Reviewed on: 11th April 2023

awesome app

The app has never let me down in fact it helps me finically Reviewed on: 11th April 2023

Excellent service

Zopa is a very excellent credit card company in every , would very much recommend to anyone Reviewed on: 11th April 2023

Excellent provider

No issues with Zopa at all. All correspondence is clear and easy to understand, the app is easy to use and the card works with Apple Pay so win-win from this credit card. Reviewed on: 11th April 2023

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