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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company to work with

I have had my card for a year now and I found the company to be very helpful Reviewed on: 11th April 2023

I love my zopa

So flexible and easy to use and understand the app I love it Reviewed on: 11th April 2023

Easy app to use and no hidden fees

Really good credit card company, The app is easy to use and the payments are clearly laid out and fees explained. No hidden fees and just a nice company to use overall. Reviewed on: 11th April 2023

Good communication

Very good communication with customer and helpful when things go wrong . Reviewed on: 11th April 2023

Extremely efficient.

I was turned down by all credit card companies except Zopa, which has helped me build up my credit score which was nothing to write home about. Reviewed on: 11th April 2023

Best ever

I got this card a year ago best ever card nothing is a issue everything perfect Reviewed on: 11th April 2023

Zopa Credit Card

Excellent credit card weary to apply and arrived quickly ..would recommend Reviewed on: 11th April 2023

Zopardeious

Zopa is a very good credit card. Reviewed on: 11th April 2023

Save me

The money help me lot to pay car deposit. I'm pleased with it Reviewed on: 11th April 2023

Great

Great company with amazing spending & saving features Reviewed on: 11th April 2023

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