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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good service

Never had any problems with using the card and have always been able to access the payments Reviewed on: 11th April 2023

Credit when you need it

Easy credit when you need it and easy to pay back use any where and on line Reviewed on: 11th April 2023

Usage

Simple and easy to use when ever you want the app is fantastic so easy to see exactly how your credit is Reviewed on: 11th April 2023

Great service

Easy to use card and you know when your payments are due and have plenty of time to sort them out customer service is also excellent Reviewed on: 11th April 2023

Good service, easy to use

easy to use, good service, app is straightforward and easy to change details if required Reviewed on: 11th April 2023

Brilliant Card

This is a no hassle bank, with a great card and customer service, the app is perfect for what I need. Just Brilliant Reviewed on: 11th April 2023

Hassle free service

Great service and no annoying marketing emails just a good all round product and so helpful Reviewed on: 11th April 2023

Very happy

Very happy with my credit card very easy to get in contact with and always very pleasant Reviewed on: 11th April 2023

Great bank

My experience with Zopa been great, never had a problem with them. They have been consistently sending reminders and have good maintenance, easy to use Reviewed on: 11th April 2023

Amazing

Best credit card ever and so helpful with tips and advice to build credit and keep on top of finance's Reviewed on: 11th April 2023

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