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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great company

Very good company would recommend to anyone Reviewed on: 11th April 2023

Credit card

Really good credit card. Good rates Reviewed on: 11th April 2023

No fuss, no worry

A simple and easy credit card. Customer service is great. No issues at all! Reviewed on: 11th April 2023

Best card

Good company with reminders of repayment dates 4tc Reviewed on: 11th April 2023

Good service

Never had any problems with using the card and have always been able to access the payments Reviewed on: 11th April 2023

Credit when you need it

Easy credit when you need it and easy to pay back use any where and on line Reviewed on: 11th April 2023

Usage

Simple and easy to use when ever you want the app is fantastic so easy to see exactly how your credit is Reviewed on: 11th April 2023

Great service

Easy to use card and you know when your payments are due and have plenty of time to sort them out customer service is also excellent Reviewed on: 11th April 2023

Good service, easy to use

easy to use, good service, app is straightforward and easy to change details if required Reviewed on: 11th April 2023

Brilliant Card

This is a no hassle bank, with a great card and customer service, the app is perfect for what I need. Just Brilliant Reviewed on: 11th April 2023

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