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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44350)

Hassle free service

5
Great service and no annoying marketing emails just a good all round product and so helpful Reviewed on: 11th April 2023
Herbie's avatar
Herbie

Very happy

5
Very happy with my credit card very easy to get in contact with and always very pleasant Reviewed on: 11th April 2023
Simon Clarke 's avatar
Simon Clarke

Great bank

5
My experience with Zopa been great, never had a problem with them. They have been consistently sending reminders and have good maintenance, easy to use Reviewed on: 11th April 2023
Antoin Palmer's avatar
Antoin Palmer

Amazing

5
Best credit card ever and so helpful with tips and advice to build credit and keep on top of finance's Reviewed on: 11th April 2023
Ashley 's avatar
Ashley

One of the best

5
Absolutely easy to use and smooth to navigate through your app Reviewed on: 11th April 2023
Bogdan Budurovici's avatar
Bogdan Budurovici

Great customer service fast and efficient

5
Amazing customer service, friendly team App is Easy to use Problems resolved quickly and efficiently Reviewed on: 11th April 2023
Shayna Russell's avatar
Shayna Russell

perfect

5
Nice and easy application great app. perfect for my everyday needs highly recommend.. Reviewed on: 11th April 2023
aldo's avatar
aldo

Excellent

5
great customer service, easy to use app to keep track of spending Reviewed on: 11th April 2023
Sarah Christie's avatar
Sarah Christie

Fair

4
I have the Zopa credit card and the service is not too bad, I wish the interest rate could be better Reviewed on: 11th April 2023
almond269 almond's avatar
almond269 almond

Amazing

5
I have been using Zopa well over a year and could not recommend enough never had any issues the company as a whole is amazing!!! Reviewed on: 11th April 2023
Matthew Moore's avatar
Matthew Moore

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