Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

One of the best

Absolutely easy to use and smooth to navigate through your app Reviewed on: 11th April 2023

Great customer service fast and efficient

Amazing customer service, friendly team App is Easy to use Problems resolved quickly and efficiently Reviewed on: 11th April 2023

perfect

Nice and easy application great app. perfect for my everyday needs highly recommend.. Reviewed on: 11th April 2023

Excellent

great customer service, easy to use app to keep track of spending Reviewed on: 11th April 2023

Fair

I have the Zopa credit card and the service is not too bad, I wish the interest rate could be better Reviewed on: 11th April 2023

Amazing

I have been using Zopa well over a year and could not recommend enough never had any issues the company as a whole is amazing!!! Reviewed on: 11th April 2023

Great credit card and app

Zopa are really good the app is easy and gives you borrowing power and tells you how you are doing.you can make payments via the app.a great service from day one.give zopa a go and be amazed Reviewed on: 11th April 2023

Great company!

Have been using Zopa for a year now and more than happy with the service would definitely recommend. Reviewed on: 11th April 2023

Very good service

I have been enjoying and happy with zopa Reviewed on: 11th April 2023

Zopa

I was accepted straight away I’d always had poor credit rating so it was great too be accepted. Easy too use app plus your credit card is blank of numbers so can’t be copied and you’re sent new notifications too help manage your payments Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews
Credit card
from HSBC 3.74 from 128 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub