Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy app to use and no hidden fees

Really good credit card company, The app is easy to use and the payments are clearly laid out and fees explained. No hidden fees and just a nice company to use overall. Reviewed on: 11th April 2023

Good communication

Very good communication with customer and helpful when things go wrong . Reviewed on: 11th April 2023

Extremely efficient.

I was turned down by all credit card companies except Zopa, which has helped me build up my credit score which was nothing to write home about. Reviewed on: 11th April 2023

Best ever

I got this card a year ago best ever card nothing is a issue everything perfect Reviewed on: 11th April 2023

Zopa Credit Card

Excellent credit card weary to apply and arrived quickly ..would recommend Reviewed on: 11th April 2023

Zopardeious

Zopa is a very good credit card. Reviewed on: 11th April 2023

Save me

The money help me lot to pay car deposit. I'm pleased with it Reviewed on: 11th April 2023

Great

Great company with amazing spending & saving features Reviewed on: 11th April 2023

Good card, excellent service

like the fact that payments credited on the same day and are always able to let know you if something goes bad. Reviewed on: 11th April 2023

Very help full

Good service for need I will recommend to anyone Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Opus Credit Card
from NewDay 4.04 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub