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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service, easy to use

easy to use, good service, app is straightforward and easy to change details if required Reviewed on: 11th April 2023

Brilliant Card

This is a no hassle bank, with a great card and customer service, the app is perfect for what I need. Just Brilliant Reviewed on: 11th April 2023

Hassle free service

Great service and no annoying marketing emails just a good all round product and so helpful Reviewed on: 11th April 2023

Very happy

Very happy with my credit card very easy to get in contact with and always very pleasant Reviewed on: 11th April 2023

Great bank

My experience with Zopa been great, never had a problem with them. They have been consistently sending reminders and have good maintenance, easy to use Reviewed on: 11th April 2023

Amazing

Best credit card ever and so helpful with tips and advice to build credit and keep on top of finance's Reviewed on: 11th April 2023

One of the best

Absolutely easy to use and smooth to navigate through your app Reviewed on: 11th April 2023

Great customer service fast and efficient

Amazing customer service, friendly team App is Easy to use Problems resolved quickly and efficiently Reviewed on: 11th April 2023

perfect

Nice and easy application great app. perfect for my everyday needs highly recommend.. Reviewed on: 11th April 2023

Excellent

great customer service, easy to use app to keep track of spending Reviewed on: 11th April 2023

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