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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy, fast and transparent

Great app and easy to make payments and keep track of your balance. Very modern app and has helpful ways and tips to make you more financially savvy! Reviewed on: 11th April 2023

Brillant

Have served me well in helping me increase my credit score. Reviewed on: 11th April 2023

New and friendly

Great friendly company and efficient customer service and support, plus great rates and excellent support. Reviewed on: 11th April 2023

Zopa

Fantastic card easy payments no hassle Reviewed on: 11th April 2023

Straightforward company

I took a 0% deal and was kept informed all through about the state of play and potential charges Reviewed on: 11th April 2023

Amazing

Fast payments u can pay and use card straight away no 3 day waiting Reviewed on: 11th April 2023

Customer service.

I love the customer service at Zopa the team are amazing and really put you at ease to deal with anything you ask them. And they are willing to go that extra mile for you. Reviewed on: 11th April 2023

Ease and excellence

I loved the simplicity of the opening, the app is great with user friendly features. I have found them to be very helpful Reviewed on: 11th April 2023

Best credit card out there

I have a fair few credit cards, and this is the best Reviewed on: 11th April 2023

Reasonable credit providers

Zopa not just provide credit, they help in providing support to build and manage your credit. Reviewed on: 11th April 2023

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