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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick and easy

Zopa made the application process quick and simple! The credit card was processed and shipped to me in a timely manor and couldn’t be happier! The App is easy to use and user friendly making it easy to view your details remaining credit and other products that I may be interested! Over all really happy with the process from start to finish! Reviewed on: 11th April 2023

Goood

Thank you for the service!! I really love it…. Reviewed on: 11th April 2023

Cedit card

Easy to apply for excellent app no problems with this credit card Reviewed on: 11th April 2023

Excellent!

Excellent, easy to track on app card. Reviewed on: 11th April 2023

Excellent experience easy process

Easy application excellent experience Reviewed on: 11th April 2023

Zopa is good

Zopa service delivery is excellent and no hidden charges. I will recommend them anytime, any day for good service delivery. Reviewed on: 11th April 2023

Brillliant

Excellent service and fantastic customer service. Great company Reviewed on: 11th April 2023

Excellent and the app is super easy to use

I’ve had the best experience with my credit card. No hassle, app is fantastic, easy to pay whenever you want. First class Reviewed on: 11th April 2023

Got to be best credit card provider in UK

Fantastic customer service I've ever received very friendly and will help with any enquiry you ask them Reviewed on: 11th April 2023

Perfect choice

from the start customers service has been top tier so far very happy with the account Reviewed on: 11th April 2023

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