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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

credit card

find this bank a very helpful and easy bank to deal with they will do there up most to help you Reviewed on: 11th April 2023

Fantastic

A good service and easy to use App. I would recommend Zopa finance services Reviewed on: 11th April 2023

Brilliant.

Excellent service. Great product. Highly recommended Reviewed on: 11th April 2023

Best service

Best service I've ever had..they go beyond there service Reviewed on: 11th April 2023

Great service

I’ve had my card for a few years and have no issues with service the app is really easy to use and works all the time Reviewed on: 11th April 2023

Good services

HI, I use ZOPA credit card and I am very happy with the services provide by them. Trust financial system, friendly and very handy. Thank you. Reviewed on: 11th April 2023

Useful abroad

Good card to use abroad as they don't try to rip you off with an additional exchange transaction fee like all the main banks do. They are content with the buy/sell spread. Reviewed on: 11th April 2023

The best credit card

I have for long time this credit car, for me is the best about limit if you pay correct you recive message if you want apply for new limit I’m so happy with this cred card. Reviewed on: 11th April 2023

Excellent product, friendly efficient service

Applied ans was guided through the process, conditions clearly explained, accepted upon completion. Easy, friendly, efficient service. First class product Reviewed on: 11th April 2023

Excellent

Great service and good customer service Reviewed on: 11th April 2023

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