Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit card

Over the time I have had a zopa card rates are good paying is easy phone app is so easy to understand Reviewed on: 11th April 2023

Happy to help

Zopa as well as being a responsible leander, thay are also a fair leander by giving people a chance I would definitely recommend them to friends and family. Reviewed on: 11th April 2023

Easy and Hassle Free

The app is extremely user friendly, you can even access your pin and other handy bits that other credit card providers don’t offer Reviewed on: 11th April 2023

Good credit builder credit card

Good credit card, helping to build my credit score. App is easy to use and zopa keep you informed regularly with payment reminders and good credit building tips. Definitely recommend this card. Reviewed on: 11th April 2023

Friendly and kind

I really like how works. Very helpful. Thank you a lot to Zopa. Reviewed on: 11th April 2023

Simple great

To help to improve bad credit score like mine was is the best, no doubt. Reviewed on: 11th April 2023

Excellent Card

Zopa is easy to set up and use. The app is one of the best, you can literally do everything very quickly and easily. Reviewed on: 11th April 2023

Easy to manage

Credit cushion is a very handy feature which makes it much easier to manage your balance Reviewed on: 11th April 2023

Brilliant provider

Great customer service. Easy to use app Reviewed on: 11th April 2023

Amazing banking with zopa

Love baking with zopa, so easy to use. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.23 from 22 reviews
Aquis Card
from Vanquis 4.46 from 44 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub