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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely brilliant

Hrest company easy application top app whats more to say Reviewed on: 11th April 2023

Most user friendly finance

From application, setting up and managing the account, to customer service, I felt that Zopa was always a few steps ahead to make my journey seamless. Reviewed on: 11th April 2023

Good

Good product, good service. Recommended. Reviewed on: 11th April 2023

Highly recommend!

Brilliant credit card provider! Always amazing customer service and very easy to use app. Reviewed on: 11th April 2023

New card

I'm happy with the card I got ....sometime I get emergency cash ..I love zopa Reviewed on: 11th April 2023

Purchase of goods on installments

Very satisfied with Zopa bank services Reviewed on: 11th April 2023

Efficient Customer Service

I have a credit card with Zopa. The application was quick easy and a very fast response. Since then my partner required a loan again it was quick easy and the money was in the bank within hours. Amazing customer service when I have needed to call and speak to someone. Reviewed on: 11th April 2023

Great Card

Great card, Great app, easy to use and keep track off. Reviewed on: 11th April 2023

Respect

Great service all round with regular updates Reviewed on: 11th April 2023

Brilliant all round

Was recompose and it’s the best thing I ever did. They don’t just throw credit at you. They help, suggest and advise they are supportive throughout. Credit is kept at an amount you can afford and payments the same. Best days work I did signing up with them. Reviewed on: 11th April 2023

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