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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

The application was very straightforward and easy to...

The application was very straightforward and easy to apply Reviewed on: 15th January 2026

Realy easy to pay balance and excellent rates

Realy easy to pay balance and excellent rates Reviewed on: 15th January 2026

Seamless application and everything I needed was sor...

Seamless application and everything I needed was sorted by Customer Service Reviewed on: 15th January 2026

So far so good

So far so good, all payments go smoothly can’t complain Reviewed on: 15th January 2026

Excellent credit card.

Excellent credit card. The online app is so easy to use. Reviewed on: 15th January 2026

Very easy to deal wit

Very easy to deal with, very professional Reviewed on: 15th January 2026

Easy to use app and wait you see is what...

Easy to use app and wait you see is what you grt Reviewed on: 15th January 2026

It has helped me a lot when I was in trouble.

It has helped me a lot when I was in trouble. Reviewed on: 15th January 2026

Happy customer

I applied for credit on zopa and got a response straight away and had my card within a few days Well happy thank you Reviewed on: 15th January 2026

Since getting my Zopa card I've had my credit score...

Since getting my Zopa card I've had my credit score gradually increase. I lost my job a number of years ago and then retired early after some financial difficulty. The staff at Zopa were really understanding and gave me the chance to start improving my credit again and getting back onto an even footing. I would recommend Zopa to anyone who is really wanting to get back on an even better future. Reviewed on: 15th January 2026

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