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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very efficient and helpful service and hopefully I’l...

Very efficient and helpful service and hopefully I’ll be able to get my credit score up Reviewed on: 6th March 2026

Zopa is the best credit card ever I have so...

Zopa is the best credit card ever I have so far Reviewed on: 6th March 2026

I had poor credit and I applied for Zopa credit card...

I had poor credit and I applied for Zopa credit card got expired and my credit score was poor now it's up because Zopa believe in me a big thank you Reviewed on: 6th March 2026

I have always been turned down for a credit card but...

I have always been turned down for a credit card but when I applied for a zopa credit card they said yes an I am very grateful as I do spend and I make payments have money to pay them back on the date due it gives you confidence to spend wisely Reviewed on: 6th March 2026

Always found Zopa to be a really good company.

Always found Zopa to be a really good company. Reviewed on: 6th March 2026

Very good company understanding and will always be t...

Very good company understanding and will always be there to help outstanding staff Reviewed on: 6th March 2026

I have car finance and a credit card with them they...

I have car finance and a credit card with them they are brilliant Reviewed on: 6th March 2026

Easy to use, exceptionally quick with decisions and...

Easy to use, exceptionally quick with decisions and when a product is selected very quick payments Reviewed on: 6th March 2026

I have been banking with Zopa for many years and hav...

I have been banking with Zopa for many years and have always received excellent customer service, they are courteous, professional and pleasure to work with as a customer. Reviewed on: 6th March 2026

Very helpful I recommend Zopa Bank

Very helpful I recommend Zopa Bank Reviewed on: 6th March 2026

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