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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use, exceptionally quick with decisions and...

Easy to use, exceptionally quick with decisions and when a product is selected very quick payments Reviewed on: 6th March 2026

I have been banking with Zopa for many years and hav...

I have been banking with Zopa for many years and have always received excellent customer service, they are courteous, professional and pleasure to work with as a customer. Reviewed on: 6th March 2026

Very helpful I recommend Zopa Bank

Very helpful I recommend Zopa Bank Reviewed on: 6th March 2026

I like the simplicity, easy to use app and it helps...

I like the simplicity, easy to use app and it helps me keep a track of my spending Reviewed on: 6th March 2026

Amazing and excellent easy to use it fast service i...

Amazing and excellent easy to use it fast service i appreciate this service Reviewed on: 6th March 2026

Very helpful & east to deal with

Very helpful & east to deal with Reviewed on: 6th March 2026

Really helpful with any questions, staff are friendl...

Really helpful with any questions, staff are friendly and knowledgeable. Reviewed on: 6th March 2026

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

Very easy and quick response and very friendly opera...

Very easy and quick response and very friendly operators Reviewed on: 6th March 2026

Easy to use app and flexibility in repayments

Easy to use app and flexibility in repayments Reviewed on: 6th March 2026

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