Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very reliable

5
Very helpful reliable and good customer Reviewed on: 11th April 2023

Brilliant

5
Brilliant company! Highly recommend Reviewed on: 11th April 2023

Zopa services are exceptional

5
Everything about Zopa is excellent Reviewed on: 11th April 2023

So easy to manage

5
App easy to use also easy to manage monies into and out of account Reviewed on: 11th April 2023

Excellent

5
Zopa are great to deal with and everything is so easy and simple to use. Thanks Zopa Reviewed on: 11th April 2023

Great service quick decision

5
You helped me a lot and big thanks for all professional service from your company Reviewed on: 11th April 2023

Best credit card

5
I like this credit card . they never charged you any extra interest . Reviewed on: 11th April 2023

Excellent

5
Always on point, the customer service is perfect Reviewed on: 11th April 2023

Great credit card

5
Easy to use app and very helpful and friendly. Reviewed on: 11th April 2023

Convenient credit card

5
Zopa credit is stress free credit card. They make it more convenient for their customers. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products