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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick Service

Quick service, easy login, good value Reviewed on: 11th April 2023

Amazingly good company

I got to build up my credit with it 6 months with my credit limit increasing Reviewed on: 11th April 2023

Super simple

I joined zopa with the lower introductory rate which was an excellent first credit card. Zopa provides you with everything you need to know when signing up there weren't any hidden agendas. Any changes made you are made aware of well in advance. I find the app has excellent easy to use features. Making payments is super simple and they always give you prompts well in advance before. It really has been saviour for my finances lately. Overall I find the brand friendly, trustworthy and effective. Thanks. Reviewed on: 11th April 2023

I love Zopa Card

I’m so happy zopa credit card I love zopa Reviewed on: 11th April 2023

Top card

Great card, great customer service, easy app what more do you want from a card Reviewed on: 11th April 2023

Amazing

The best card company I have ever had. Excellent service Reviewed on: 11th April 2023

Easy and fuss free!

My Zopa credit card app allows me to track my spending and billing information easily. The customer service is excellent and I always get a quick response from Zopa when I need one. Would 100% recommend this company for anyone looking to build their credit score. Reviewed on: 11th April 2023

App great, seems like a trusted company

Fair limits, user friendly app. No problems so far. Reviewed on: 11th April 2023

Great credit card

Great credit card. Low interest and good customer service Reviewed on: 11th April 2023

amazing company

I love zopa it is an easy way to build up credit score Reviewed on: 11th April 2023

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