Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The whole application process was very simple and we...

5
The whole application process was very simple and well explained and the service is next to none Reviewed on: 6th March 2026

Excellent

5
Very confident ! You can see anytime, in real time! Reviewed on: 6th March 2026

Great easy to apply f and great to have in your purs...

5
Great easy to apply f and great to have in your purse as back up Reviewed on: 6th March 2026

Good card

5
They very careful with increases and saving options are good Reviewed on: 6th March 2026

I have alway had good severs and no plombles

5
I have alway had good severs and no plombles Reviewed on: 6th March 2026

vbrill ery good customer service, very easy to follow

5
very good customer service, very easy to follow Reviewed on: 6th March 2026

Quick decision making and prompt delivery of the card.

5
Quick decision making and prompt delivery of the card. Reviewed on: 6th March 2026

I had to deal with customer service during to verifi...

5
I had to deal with customer service during to verification issues and they were very helpful and supportive Reviewed on: 6th March 2026

Good card and nice and easy to use

5
Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

5
Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products