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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant credit card company

Brilliant credit card Reviewed on: 11th April 2023

Fantastic

Fantastic service and card. App so simple to use. I would recommend this Reviewed on: 11th April 2023

Very efficient

Straight forward and easy to work with. Reviewed on: 11th April 2023

Great app and support

Great phone app and support when needed ,thanks Reviewed on: 11th April 2023

Nothing but the best

Nothing but the best customer service and reliability, they never fail to amaze me in the current climate. Reviewed on: 11th April 2023

Easy and hassle free

Good service and I got my approval quickly.Overall, I highly recommend this credit card service. Reviewed on: 11th April 2023

Great card and service

Great service for a credit card with useful add ins to help build credit score. Reviewed on: 11th April 2023

Good

Good really like it and it’s very good card and I love it Reviewed on: 11th April 2023

Excellent Service

Best Credit Card, fast and secure and very easy to use Reviewed on: 11th April 2023

Zopa- Brilliant services

Zopa has been a godsend- easy to use very easy to manage on the app and always helpful when needed. Had no problems since I opened up a credit card with them and would highly recommend everyone to use them!!! Reviewed on: 11th April 2023

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