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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic company can't fault them

Really good company never had any issues 100% recommended Reviewed on: 11th April 2023

Great company to deal with

The app is great to use and any problems have been dealt with immediately Would recommend to my family and friends Reviewed on: 11th April 2023

Correct company

Everything went fine when i've applyed. Reviewed on: 11th April 2023

Super easy to use!

Everything is done by the app, including notifications on payments and updates. Incredibly easy to use! Reviewed on: 11th April 2023

Control at your fingertips

The Zopa credit card and app allows me to control my spending and payments at the click of a button on my phone putting me in control 24/7, 365 days a year. With handy reminders by text and email I never miss a communication Reviewed on: 11th April 2023

Amazing and easy service to use.

Always helpful and explain everything that is possible. Also have an amazing app which is so easy to use Reviewed on: 11th April 2023

Great company

Easy to apply quick conformation of credit. App easy to use. Reviewed on: 11th April 2023

Brilliant

Good communication, excellent customer service. Would recommend Reviewed on: 11th April 2023

Amazing

Love this company they are amazing and treat there customer with the up most respect Reviewed on: 11th April 2023

Great Card

Easy to use and hassle free., I'd recommend Zopa to everyone. Reviewed on: 11th April 2023

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