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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Friendly and easy to use

I have a credit card and have found their online easy to use plus it doesn't just help me keep track of my spending and repayments but also suggests ways to reduce outgoings and new products I may like. The app is great and their customer service so far has been perfect - no complaints and very happy with the service Reviewed on: 11th April 2023

Great Credit Card!

They offer a good service when it comes to credit, friendly customer service and easy to use app Reviewed on: 11th April 2023

Very reliable card and services

Good banking good staff good service Reviewed on: 11th April 2023

The best!

The best and most simple banking app i have used and fantastic customer service when needed Reviewed on: 11th April 2023

Excellent services

Applying was easy, regular up dates, clear and simple up dates on services Reviewed on: 11th April 2023

Very good

I'm very happy with it when I need to use it Reviewed on: 11th April 2023

No hassle credit card

Very simple using the Zopa app have all the information you need at your fingertips Reviewed on: 11th April 2023

Simple

The app is very easy to use, I receive updates on my account and when to pay so I don't end up in arrears Reviewed on: 11th April 2023

Zopa - changing the credit cards for the future!

Zopa don't just judge the credit score they take a range of affordability measures and offer a great service to their customers! Reviewed on: 11th April 2023

Better than most

Although the interest rate is a little high it has worked for me..... my rating isn't great.... as anyone with low rating will know it's difficult to get a credit card..... and then stupid amounts of interest..... zopa aren't too bad. The app is easy to use for extra payments too. Reviewed on: 11th April 2023

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