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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very quick and easy app and regular updates on new p...

Very quick and easy app and regular updates on new products. Plenty of advice on to make your money work better Reviewed on: 15th January 2026

Starting off with Zopa was extremely easy.

Starting off with Zopa was extremely easy. Connecting to their customer service was fast, and I got all my issues resolved with excellent results. I am particularly happy with how my credit limit was increased, as opposed to other credit card companies. The Zopa application is customer-friendly, and I also enjoy checking the updates. They never fail to notify you of important updates like payment dates, deadlines, etc. I recommend Zopa if you want a stress-free credit card that you can easily manage without worries. Reviewed on: 15th January 2026

Amazing service and great customer service

Amazing service thank you is quick and easy to get to app Reviewed on: 15th January 2026

I'm very happy with Zopa Credit card.

I'm very happy with Zopa Credit card. Credit limit is okay and interest rate is not to much Reviewed on: 15th January 2026

Forever grateful

Zopa has trusted me despite my poor credit score and we haven’t let each other down. That little trust on people can help in ways no one would understand Reviewed on: 15th January 2026

Never had any problems with them

Never had any problems with them Reviewed on: 15th January 2026

Highly recommend this company

Whole process was so easy and the app is easy to use. Kept upto date all the time with emails and messages. Would highly recommend them Reviewed on: 15th January 2026

Excellent

It’s easy to use where ever you go to shop. Reviewed on: 15th January 2026

A really good company to use

Never had any issues with Zopa good rates and credit limits available Reviewed on: 15th January 2026

The best so far

Very, Very honest, friendly and provide excellent customer service. They provide accurate and up to date information that is helpful to me when making my spending decisions. I have no problems with my credibility as Zopa take care of that as well. They have helped me to build my credit score which is ongoing. Reviewed on: 15th January 2026

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