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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa

Have been with zopa just over a year now and highly recommend them to anyone always at the end of the phone if needed or on line chat would never stop using them Reviewed on: 11th April 2023

Great credit card

Very supportive company and easy to use app Reviewed on: 11th April 2023

Excellent credit card

Easy to use competitive rates. Quick application process. Reviewed on: 11th April 2023

Very easy and approachable

Very easy and approachable :) When I had an issue they were very helpful Reviewed on: 11th April 2023

BBAwrds

Friendly, professional, and helpful understanding staff with an easy to use app that keeps you in control in manging your account.. Reviewed on: 11th April 2023

Great

Good on what they charge very understand a great rate prefect Reviewed on: 11th April 2023

I love Zopa

The customer service team are fantastic people. They are reliable, fast and responsive Reviewed on: 11th April 2023

Helpful and informative

I find that Zopa stand out from other credit card suppliers by sending through timely reminders for payments and the information they give about the amount I can afford to pay this month will affect my balance. Very happy with this card. Reviewed on: 11th April 2023

Easy efficient and good app

As above app updates very quickly easy verification system for payments and quick updates when actions are taken Reviewed on: 11th April 2023

Very easy to use the App

Provides a better service than my other 3 cards. Reviewed on: 11th April 2023

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