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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good website.

Website easy. Good communication. Regular statements. Friendly. Reviewed on: 11th April 2023

I confidently recommend anything related to ZOPA

I had a great experience with the ZOPA credit card, which remains one of the best I've ever used. I recommend it with confidence. Reviewed on: 11th April 2023

Great service

Keeps me informed the app is very easy to use. Reviewed on: 11th April 2023

Giver Of Second Chances

After completely messing up my credit during my younger years, I thought that I would not be able to find a way to rebuild it. However, Zopa was able to do so, looking at my present situation and teaching me new healthy money habits as well as encouraging me to grow and take accountability for each transaction. Thank you Reviewed on: 11th April 2023

Thats a great credit card

This card is easy to use and have very good Reviewed on: 11th April 2023

Top card

Happy with this card good app with lots of features. Reviewed on: 11th April 2023

Wxcellent

Absolutely great company there if you need help at anytime. Their credit card app is excellent you can see everything to do with your account. Helpful hints on how to build your credit. Highly recommend Reviewed on: 11th April 2023

Easy to use

Love this statement and payment reminder even do your score update easy to use great communication Reviewed on: 11th April 2023

Great credit company

Easy to use app, keeps you updated via emails with anything changing. Can't fault them. Reviewed on: 11th April 2023

Excellent service

Been with Zopa a while now never a problem Reviewed on: 11th April 2023

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