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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Keeps me informed the app is very easy to use. Reviewed on: 11th April 2023

Giver Of Second Chances

After completely messing up my credit during my younger years, I thought that I would not be able to find a way to rebuild it. However, Zopa was able to do so, looking at my present situation and teaching me new healthy money habits as well as encouraging me to grow and take accountability for each transaction. Thank you Reviewed on: 11th April 2023

Thats a great credit card

This card is easy to use and have very good Reviewed on: 11th April 2023

Top card

Happy with this card good app with lots of features. Reviewed on: 11th April 2023

Wxcellent

Absolutely great company there if you need help at anytime. Their credit card app is excellent you can see everything to do with your account. Helpful hints on how to build your credit. Highly recommend Reviewed on: 11th April 2023

Easy to use

Love this statement and payment reminder even do your score update easy to use great communication Reviewed on: 11th April 2023

Great credit company

Easy to use app, keeps you updated via emails with anything changing. Can't fault them. Reviewed on: 11th April 2023

Excellent service

Been with Zopa a while now never a problem Reviewed on: 11th April 2023

Best Card Ever

Love this little card, been so easy to set up, set a cushion and repay .Very informative and detailed emails and a handy reminder evey month mean I never miss a replacement. Would definitely recommend to friends and family. Reviewed on: 11th April 2023

Great credit card

Always helpful and easy to use . It helps keep my spending in check. Reviewed on: 11th April 2023

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